October 14, 2008

Helpful Tips If You Are Involved In A Workplace Accident

by Shamus Gretskin

Workers compensation can be important if you've suffered and injury on the job. However, most of us don't know much about it, such as when we make a claim, or whether we need a workers compensation lawyer when our cases are handled unfairly.

If you're not sure how the claim process works, a little research might be the solution. It'll tell you how workers compensation functions, and what the best way to deal with your claim will be.

Should I Submit A Claim?

One of the areas that you might be unclear on is when to submit a claim for an accident or injury. Not every injury or accident requires a claim to be submitted. If the injury required no medical attention, you should submit a form or report about it to your employer, but no claim is required.

If, on the other hand, you needed medical attention, make the report, then lodge a claim. You only have a year from the date you report the injury to make your claim, so don't be tempted to put it off for long.

What Kind Of Injuries Rate A Claim?

If you just have a small cut, abrasion or bruise that's not disabling, there's no need to make a claim. If you have a serious cut, dislocation, broken bone, or abrasions or bruises that cause you problems with normal daily function, it might be time to make a workers compensation claim.

Making A Claim

First, submit the right form or report to your employer, to tell them that an accident or injury has happened. Then, get a Worker's Compensation certificate from the doctor that treats you initially. Use these forms to get the workers compensation claims process going.

Claims forms should be issued to you by your employer as soon as possible after the injury or accident. They may be given to you personally, or posted to your home address. According to the Worker's Compensation and Injury Management Act 1981, you then have twelve months to lodge your claim.

Once you've completed your forms, turn them into the correct authorities as soon as possible to get the claims process started. Your employer and their insurance company will have specific time frames in which they have to process the forms. Employers may have three days to get forms to the insurance company, after which the insurer might have seventeen days to determine liability and let you know about their decision

When Things Don't Go The Way They Should

Most employers are honest and will process your workers compensation claims correctly. However, there are a few who will try to obstruct your claim, or an error might honestly occur. This can also happen when dealing with insurance companies or other organizations. If you think that you're getting unfair treatment, it's time to talk to a workers compensation lawyer.

As the workers compensation system may seem complicated and full of pitfalls for the inexperienced, workers compensation lawyers are a wise choice for people who are confused. If you don't know or understand the laws and time limits on your claims, you should talk to an expert to help you get the compensation you deserve. Your solicitor will help you by explaining the details, representing you at hearings, and helping you make your way through the system to receive the appropriate compensation for your claim.

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Filed under Lawyer by Shamus Gretskin

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