You must dispute a negative item from Cavalry Portfolio to remove it from your credit history. This is done directly with the credit bureaus.

You are telling the bureaus that you do not agree with the accuracy or validity of a mark when you file a dispute. Upon receipt of a valid dispute letter the bureaus will investigate the mark.

The bureaus will contact the creator of the mark and ask them to verify the account. They will then check the dates and amount of the debt.

If the mark is not verified it must be removed from your credit report. It is common for investigations to result in the removal of bad credit items.

You can create a dispute letter yourself or you can hire a credit repair service. If Cavalry is the only negative mark on your report then you should dispute this mark yourself.

However if you have other negative items on your credit report we suggest hiring a credit repair service. A service will be able to use advanced dispute techniques in case the listing is verified.

Who is Cavalry Portfolio?

They are a collection agency. They will purchase debt and collect for themselves or they will collect on behalf of a financial institution.

However they do offer contact information for individuals that want to comment about Cavalry and their collection methods. Most agencies will try to avoid customers and their feedback on their business.

Cavalry provides Todd Tipton his email is ttipton@cavps.com and can be reached at 918.665.5686 by phone. They say they try to work with customers to find a plan that both parties can agree on.

Sometimes accounts can go to collections that are not valid debts. It is not uncommon for a lender mistake to cause your account to erroneously go to collections and for you to receive communication from Cavalry.

However getting them to stop calling you or to remove a negative mark on your credit is next to impossible. Instead your only option is to dispute the mark with the credit bureaus.

In sum a negative item from Cavalry Portfolio can be removed from your credit report. You can dispute this mark and erase it.